Glossary term
Deductible
Deductible: The amount you pay before collision or comprehensive pays on a claim.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Much Full Coverage Car Insurance Costs
Typical full-coverage premiums nationally and by driver profile, how much collision and comprehensive add, and the factors that move the price.
Guide
Choosing Deductibles for Collision and Comprehensive
How deductibles work, the savings at each level, why collision and comprehensive can differ, glass deductibles, and the break-even logic.
Guide
How to Compare Full Coverage Car Insurance Quotes
A method for comparing full-coverage quotes: fix coverages and deductibles, include the add-ons you want, gather several quotes, normalise to annual cost, and check lender requirements.
Entry
$500 vs. $1,000 Full Coverage Deductible: How to Decide
Compare a $500 vs. $1,000 deductible for full coverage car insurance. See how premium savings, out-of-pocket risk, and break-even math affect your decision.
Entry
Totaling a Financed Car with Full Coverage: How Payouts Work
Learn what happens when you total a financed vehicle with full coverage insurance, how actual cash value payouts work, and when gap coverage protects you.
Entry
Do You Need Uninsured Motorist Coverage If You Have Full Coverage?
Learn how uninsured motorist coverage works alongside collision and comprehensive, why collision leaves medical gaps, and how state uninsured rates affect risk.
Entry
The 10-to-1 Rule: When to Drop Full Coverage on Your Car
Learn how the 10-to-1 rule helps you calculate whether collision and comprehensive car insurance are still worth paying for as your vehicle depreciates.