Glossary term
Collision coverage
Collision coverage: Pays to repair or replace your car after a crash regardless of fault, minus the deductible.
Where this term matters
Guides and entries on this site that use the term.
Guide
What 'Full Coverage' Car Insurance Actually Means
Full coverage is not a policy type—it is liability plus collision and comprehensive. What is included, what is not, and what lenders mean by it.
Guide
How Much Full Coverage Car Insurance Costs
Typical full-coverage premiums nationally and by driver profile, how much collision and comprehensive add, and the factors that move the price.
Guide
Choosing Deductibles for Collision and Comprehensive
How deductibles work, the savings at each level, why collision and comprehensive can differ, glass deductibles, and the break-even logic.
Guide
When to Drop Full Coverage
The 10% rule and its limits, how to value your car, the comprehensive-only option, and the steps to drop collision without creating gaps.
Guide
Full Coverage Cost by Vehicle Type
How insurers price collision and comprehensive for sedans, SUVs, pickups, luxury, electric and sports cars—repair cost, parts, theft rate and model loss history.
Entry
$500 vs. $1,000 Full Coverage Deductible: How to Decide
Compare a $500 vs. $1,000 deductible for full coverage car insurance. See how premium savings, out-of-pocket risk, and break-even math affect your decision.
Entry
Totaling a Financed Car with Full Coverage: How Payouts Work
Learn what happens when you total a financed vehicle with full coverage insurance, how actual cash value payouts work, and when gap coverage protects you.
Entry
Do You Need Uninsured Motorist Coverage If You Have Full Coverage?
Learn how uninsured motorist coverage works alongside collision and comprehensive, why collision leaves medical gaps, and how state uninsured rates affect risk.
Entry
The 10-to-1 Rule: When to Drop Full Coverage on Your Car
Learn how the 10-to-1 rule helps you calculate whether collision and comprehensive car insurance are still worth paying for as your vehicle depreciates.