Research Writer
Monica Reyes
Monica Reyes is a research writer at Full Coverage Car Insurance Quotes. She spent six years in auto-finance compliance, where lender insurance requirements, loss-payee clauses and gap products were her daily work.
On this site she writes the cost, gap-coverage and comparison guides, drawing on published rate data, lender requirements and reader-submitted quotes.
Monica is based in Plano, Texas.
- Based in Plano, Texas
- Covering auto insurance since 2018
- Focus areas: auto-finance requirements, gap coverage, premium comparison, lender compliance
- Education: Texas A&M University (B.A., Economics)
Guides
Guide
How Much Full Coverage Car Insurance Costs
Typical full-coverage premiums nationally and by driver profile, how much collision and comprehensive add, and the factors that move the price.
Guide
When You Need Full Coverage
Situations where collision and comprehensive are worth it: financed or leased cars, cars you cannot replace from savings, newer vehicles, high-theft and weather areas.
Guide
Gap Insurance and Full Coverage
What gap coverage does when a financed car is totalled, who needs it, what it costs from an insurer versus a dealer, and when to cancel it.
Guide
How to Compare Full Coverage Car Insurance Quotes
A method for comparing full-coverage quotes: fix coverages and deductibles, include the add-ons you want, gather several quotes, normalise to annual cost, and check lender requirements.